Sleeping in your Car: Tips for Catastrophe Adjusters

Female Catastrophe Adjuster Asleep in her car

When a catastrophe hits, lodging is greatly affected. Often leaving hotels, AirBnb’s, and additional alternative lodging uninhabitable by said catastrophe or quickly occupied by evacuees. This can make finding a place to stay while adjusting claims a little more difficult. Additionally, many assignments throughout a year can lead catastrophe adjusters to move around from place to place. 

When a catastrophe does strike, adjusters have to be at their assignment quickly and get creative with their housing accommodations. These could include renting an Airbnb, crashing on a friend or relatives’ couch, or sleeping in your car.

If you’ve ever slept in your car or taken a long road trip, you know how uncomfortable it can be. Luckily with a few items from one of our favorite outdoor stores, REI, you can sleep much more comfortably:

  • Exped MegaMat Lite Mattress – An air mattress is ideal for sleeping in your car because it provides additional comfort. Even if you’re able to find an actual bed, this air mattress might be better for a good night’s rest. Plus, you can deflate it easily if you need to downsize to save room for the daytime when working claims. roll it up when you’re not using it, so you’re able to save room when you’re driving around.
  •  NEMO Riff 15 Sleeping Bag – This sleeping bag is extra cozy with extra room on the sides for your elbows and knees, space around your head to stuff in extra clothing for a makeshift pillow (or an actual pillow), and special pockets to keep essentials (like your phone) nearby.
  •  Goal Zero Yeti 400 Lithium Portable Power Station – This portable charging device is definitely a necessity to keep your phone, computer, and all other electronics charged on the go. When it’s fully charged, it’s able to fully charge 30+ smartphones, 3 – 5 laptops, 10+ tablet charges, 100 headlamp charges. Plus don’t forget you’ll also be able to power lights, TV, or mini fridge if necessary. Don’t want to break the bank? Check out this more affordable option.
  • Sea to Summit Aeros Pillow Premium– If you have the room for it, this pillow can be listed as a necessity to go with your NEMO Sleeping Bag. With its unique shape, it cradles your head just right while you sleep.

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If you’re going to be traveling in a catastrophe struck zone, safety is largely important. We recommend always keeping a first-aid kit and headlight handy to ensure a safe trip.

After a natural disaster, food may not be readily available. It’s best to pack non-perishable snack items before heading to a disaster struck area. Additionally, you might consider purchasing an MSR PocketRocket 2 Mini Stove Kit (pocket stove), a mini water filter (we like the Sawyer Mini Water Filter), and this Platypus Platy Water Botter (foldable water bottle) which is lighter and you can pack more of these to refill throughout the day.

A few extras to make life on the road a little easier:

  • GSI Outdoors Ultralight Java Drip Coffee Maker – If you need your caffeine fix in the morning and gas stations and restaurants are closed from the catastrophe, this will definitely become a necessity for you. Bring your favorite mug, clip this on, and get to brewing fresh coffee!
  • Black Diamond ReVolt Headlamp – This headlamp is definitely helpful if you’re inspecting a damaged property and you need a little more light. We use this constantly around the house for projects as well as camping adventures (when it’s not being used for adjusting claims)!

While storms and catastrophes can be unpredictable, we urge our catastrophe adjusters to prepare themselves ahead of time, if at all possible. These items can make the weeks of claims handling easier and more comfortable.

What items do you think are must-haves for catastrophe adjusters? Leave us a comment and let us know what you think!


**This post is not sponsored nor affiliated by REI.

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By TheBestIRS Blog

TheBestIRS Blog is focused on providing helpful content to all job seekers, specifically those looking to further their career in the claims and insurance industry, as well as employers who are seeking to add to their teams in temporary, temporary-to-hire and direct hire roles.

1 comment

  1. I have slept in my suv for entire deployments. It took some getting used to but now no problem. Sleep at or close to a truck stop and shower at it in the morning. Move around to locations that are close to your claims. All your things are always with you and no worries about checking in and out. Comfortable and cheap. Makes the time away much more profitable.

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