What Claims Adjusters need to know about Licensing Maintenance

What should claims adjusters know about licensing.

Claims Adjuster Licensing Tips

Are you up-to-date on your Continuing Education credits? When is your renewal? Are you licensed in the right state for your home state? Licensing maintenance must be handled on a regular basis. So, what should you know about your license if you’re an adjuster?

Not all claims adjuster licenses were created equal.
Whether you’re studying for your license or already have it, you’ll soon learn that not every state’s license is the same as another. Florida, New York, and Texas are great states to get your non-resident claims adjuster license in because of license reciprocity. Some states are reciprocal with the Texas license, which means you may be granted your Alabama or Connecticut license for example, by simply applying (i.e. without having to take a pre-licensing exam).

[Related: Claims Adjusters: Do You Need a Designated Home State or Resident License?]

When you’re renewing or applying for your adjuster license always double-check, but as of now the following states are reciprocal with Texas:
Alabama, Alaska, Maine, Oklahoma, Oregon, Arkansas, Michigan, Rhode Island, Minnesota, South Carolina, Connecticut, Mississippi, Delaware, Florida, Montana, Georgia, Utah, Nevada, Vermont, Idaho, New Hampshire, Washington, Indiana, New Mexico, West Virginia, North Carolina, Wyoming, Kentucky.

Sign up to receive TheBestIRS Insurance Job AlertsContinuing Education is a BIG part of being an adjuster.
Continuing Education credits are different for every state. For example: if you have Texas as your designated home state then you have a two year period from the time your adjuster license is active (or from when you renew) until it expires. During that time, you must complete your CE credit requirements. You’ll have to complete 30 hours of CE credits with two of those hours being in ethics and/or consumer protection.

If you have a non-resident Texas adjusters license but your designated home state is Florida, then your Continuing Education credits will need to adhere to Florida’s requirements. Each state has different requirements so be sure to take the time to find out what they are prior to your renewal. If you fail to educate yourself and don’t complete the necessary hours, your renewal could be revoked or you may face a hefty fine.

Keep tabs on renewals.
You must keep tabs on your renewals. Additionally, some states require you to re-apply for your adjuster license if it expires. Every state is different, but if you keep track of your licenses in one place you’ll save yourself a major headache.

What other licensing pointers can you give adjusters?

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